Senior Officer, Documentation & Control at SBM Bank

JOB SUMMARY:

To be responsible for vetting of all approved facilities due for booking ensuring compliance with all Credit policy and underwriting standards, Delegated Lending Authorities and Service level agreements.

KEY RESPONSIBILITIES:

Strategy -10 %

• Actively ensure SBM bank’s Growth and asset quality improvement strategy is met through booking of facilities as per established credit framework, policies and procedure and ensuring income are collected for all facilities extended to clients.

Operations - 60%

• Deputize the Manager in day to day running of the of documentation unit
• Oversee joint registration of log books and MPRS agreement registration
• Liaise with business partners to ensure log book processing and reconciliation are in order
• Follow up on delays of MPRS or Joint registration receipts
• Responsible for loan take overs and audit confirmations
• Receive record and distribute all work from branches
• Ensuring that offer letter and accompanying documents have been fully and duly executed
• Preparing checklists and booking memos once all documentation is received.
• Creation of Credit files and filing the respective documents therein.
• Sending communication back to the respective Relationship Officers where documentation is incomplete and ensure follow up on the same to compliance.
• Clearing the applications on the work queue once done
• Ensuring individual MI is populated daily
• Give weekly return on all work processed each Wednesdays
• Give weekly return of all reworks to the branch with reasons

People Management - 10%

• Deputize the manager in managing officers in the team
• Ensure proper understanding the business expectation by having a SMART balance score card.
• Ensure timely performance review by line manager.
• Maintain good teamwork and respect for all staff within and without the department
• Ensure to attend but also complete assigned online trainings

Compliance - 20%

• Credit Policy Manuals, Departmental Operating Instructions, prudential guidelines and SLAs
• Banks Anti Money Laundering Policies and Procedures in conformity with defined
  standards and guidelines
• Other internal and external regulatory requirements

Other - 10%

• Safeguard and promote the bank’s image with the general public.

 KEY RELATIONSHIPS:

Direct Reports to this Position

• N/A

Knowledge; Skills and Experience required for this Role

• Bachelor’s degree in an Analytical/Business related Field
• 5 years of experience in Banking industry
• Excellent Communication skills.
• Experience in Credit Evaluations

Competencies Required for this Role

• Experience or sound understanding of Credit analysis, credit risk and the operations in a credit processing environment Knowledge of relevant lending products.
• Analytical skills including business plan analysis, numerical and financial analysis and interpretation
• Key understanding of regulatory and legal environment

Problem Solving

• Time management
• Analytical and methodical
• Decision making
• Organisation