Team Leader at Incredo Finance

Job Summary

Responsible for delivering excellent business performance through aggressive marketing of company products, ensuring optimum productivity, high quality / yielding loan book, operational efficiency, and outstanding relationship management.

Minimum Qualification: 

• Bachelor’s Degree
• Microfinance Experience: Selling Logbook, Asset Finance, Agriculture Loans & School Loans
• Experience Length: 2 years+

Job Description/Requirements

• Business growth, client advisory, relationship management, and mobilization of Loan Security Fund.
• Conducted client onboarding, loan appraisals for customer applications, and credit analysis and recommended disbursements to management to achieve the set TAT.
• Maintain healthy loan portfolio management, relationship/ personal loan adviser/ customer rapport/ and skillful engagement etc.
• Effective monitoring of loan repayments and mitigating risks related to defaults and maintaining PAR at a set standard
• Optimize revenue generation while reducing the operating costs to attain the set CTI.
• Grow active customers in line with the business plan/projection by aggressively marketing financial products in line with the given targets.
• Keep abreast of new developments in customer preference and advise management on relevant changes.
• Manage customer relations under personal portfolio and ensure lasting relations are established with all clients through repeat business and minimize the cost of business acquisition.
• Ensure that all conditions pertaining to disbursements are fulfilled prior to disbursement requests being processed.
• Ensure compliance and adherence to set policies & procedures in all operations
• Ensure compliance with KYC policies, especially during the account opening procedure.
• Being a good team player and working together with other departmental staff.
• Generate and present Actual vs. Projections reports for information & decision-making by management.