Vacancies at United Bank for Africa (UBA) Kenya

JOB OBJECTIVE(S)

• To ensure early detection and prevention of security risks and vulnerabilities within critical IT Resources in the Bank.
• To provide Control Counseling, Advisory and Decision Support Service including risk based performance management on emerging threats to the activities in the Bank.
• To create and improve homogenous Information Security Culture in all functions that aligns with the Bank’s Control and business objectives.
• To foster Regulatory Compliance of IT Infrastructures and adaptability of global best practices without undue exposure to all known vulnerabilities Strong relationship building

DUTIES & RESPONSIBILITIES

• Ensure Policy/Procedure/Regulatory Compliance
• Build strong KYC compliance environment in ICT, Business Software Support, E Business and Channels Support functions.
• Ensure strict compliance with the Bank’s logical access controls and Information Security policies in the day to day activities of all Users in the Bank.
• Ensure that all outsourced IT User functions are properly executed in line with Service Level agreements and the Bank’s Information Security policies.
• Ensure that Users of all critical and vital applications in the Bank are effectively reviewed and monitored.
• Ensure prompt resolution of all open issues in the Audit Report, Management letter, Regulatory Examiners Report and other Statutory Examiners Report relating to IT and systems.
• Conduct comprehensive risk assessments covering the design, implementation and operation of all the Bank's E-Channels products to ensure that all key risks are identified/assessed and appropriate controls recommended and implemented.
• Perform periodic technical security assessments of all E-Channels products platforms, applications and databases
• Participate in user acceptance testing (UAT) for new E-Channels, Collection platforms and enhancements to existing products.
• Review of all Automated Income lines as may be assigned by Head Revenue Assurance. 
• Ensure prompt and qualitative rendition of relevant Assessment and Compliance reports to the Country Head, Internal Control including the Monthly Reports and Ad-hoc. 

KEY PERFORMANCE INDICATORS

• Zero Tolerance for Operational/Fraud Loss.
• Quantum of undetected regulatory/statutory infractions.
• Quantum of undetected internal policy and procedure infractions.
• Quality and Timeliness of losses and loss events reporting in processing areas
• Magnitude of IT related Regulatory sanctions.
• Audit rating of Logical Access Controls and IS Quality Assurance.
• Integrity of the logical access database.
• Promptness, Accuracy and Validity of Exception Reporting/Rendition of all Activity reports
• Exceptions observed in peer review, control adequacy checks and other Information Security & Quality Assurance checks administered on the unit.
• Gaps between the prescribed TAT and actual service delivery period.

JOB REQUIREMENTS

• Education: Minimum of First Degree or equivalent in Business Information Systems, Computer Science, Information Technology or Cyber Security be.
• Certification: Added advantage in any related certifications such as CISA, CISM, CPA, CISSP, CRISC, ISO 27001, CISCO, ITIL, PCI DSS
• Experience: One to two (1-2) years cognate experience.

KEY COMPETENCY REQUIREMENTS

Knowledge

• Basic and Intermediate Banking
• Operations knowledge
• IT Fraud and Operational risk knowledge
• Systems Security Policy, Statue and
• Regulation interpretation/implementation.
• Revenue assurance and Product Knowledge
• Detailed and Extensive Working
• Knowledge of Microsoft word, Excel and power point, Intranet Mailing facility and the core & ancillary banking applications deployed by the bank.

Skill/Competencies

• Analytical and Investigation Skills
• Auditing Skills
• Basic and Intermediate Banking Operations Skills
• Computer Assisted Audit Techniques Skills
• (CAAT)
• Comprehensive Information System Control Skills
• Comprehensive Information System Audit Skills
• Proficiency in relevant IT certifications
• Oral and written Communication Skills
• Tactical Skills 

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Roles & Responsibilities
Business Growth

• Entrench growth by market dominance and market share multiplication
• Ensure that the overall budget of the Business Office is met and surpassed
• Keep up to date with business environment information with the objective of identifying business opportunities and maximizing them
• Network with all potential clients in all relevant categories of own locality

Profitability Management

• Overall owner of the P&L of the branch and hence managing resources optimally, both human and material to achieving sustainable profitability
• Driving through the business segments within the branch to ensure maximization of coverage in own locality
• Develop and manage strategies to increase the share of wallet of all types of customers within own locality

Branch Operations & Leadership

• Own responsibility for the Business Office – Market Facing & Customer Service functions
• Ensure effective Customer Service Delivery and Experience across all touchpoints in the branch
• Responsible for brand and ambience management within the branch
• Ensure that the Bank’s/ Regulatory Authorities’ policies and guidelines are complied with at all times
• Direct and coach the branch team while instituting and driving a learning culture within the branch

KPIs:

• Achieve the approved PBT for the branch

Job Requirements

• First degree in any field from a recognized university.
• Preferably have a second degree or relevant professional certification (as an added advantage).
• Excellent banking knowledge with Five (5) years of primary banking experience in sales or operations and at least 2 years secondary banking experience in retail/commercial banking or branch operations. with a leading industry player.
• Proficiency in Microsoft Office Suite.

Key Competency Requirements

Knowledge

• Must exhibit drive energy, aggression and passion for business development and acquisition
• Must be technology savvy
• Ability to evaluate needs of customers and determine what products or service would best serve those needs.

Skills/Competencies

• Selling and marketing skills.
• Must be self-solution driven, proactive and have acceptable
• knowledge of the business environment.
• Dynamic, analytical and a selfdriven individual with the ability to work under pressure, maintaining a professional and helpful attitude at all times.
• Strong networking skills, for both internal and external networks.
• Relationship Management skills with excellent communication and interpersonal skills.

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JOB OBJECTIVE:

• Delivering Liability, Asset and trade finance growth targets per portfolio
• Grow the customer base to increase fees and commissions
• Contribution to the business growth targets through increased customer transactionactivity and deepening of customer share of wallet
• Direct responsibility for building own portfolio through disciplined calling and strategic positioning of the bank to the customers in this segment through increased product set, appropriate pricing structures and deploying the right solutions in line with customer requirements
• Profit maximization through new business opportunities from new and existing clients through various marketing and networking initiatives
• Develop both professional and personal relationships to solidify relationships with existing clients and prospects
• Working closely with internal partners to offer the best services to the customers. Strategic pp

ROLES & RESPONSIBILITIES:

• Prospecting for new Global Corporates, Regional Corporates and Large local corporates.
• Developing and implementing business growth strategies for different clients/sectors for the bank.
• Active management of existing clients including increasing wallet share.
• Participating in presentations to clients and marketing drives and other relationship management activities.
• Providing an interface between the bank, existing and prospective customers in order to maintain good customer relations, so as to meet customer needs within the strategic objective of the bank.
• Prepare and submit credit proposals in conformity with Credit Policy guidelines .
• 360 degree understanding of clients financial needs and all bank products and services.
• Regular client visits/presentations and meetings with visit reports.
• High level negotiation to get new and additional business.
• Preparation of various reports including customized client proposals according to client need.
• Coordination with various departments like credit, treasury etc. for delivery of seamless service to client.
• Competitor and Industry analysis - Actively review and monitor competitor product offerings and monitor industry trends.

KNOWLEDGE REQUIRED:

• Seasoned banker with proven networks among Local Corporate, Regional Corporates as well as Global Corporates.
• Passionate, highly self - motivated, energetic and enthusiastic team player who is change oriented and customer focused.
• Demonstrate an ability to build and manage relationships and influence various stakeholders to deliver business.
• High networking skills with high level understanding of the financial sector needs for the different sectors of the economy.
• Results oriented and an excellent communicator both orally and in writing.

KEY COMPETENSES & SKILLS REQUIRED:

• Managing an active portfolio size of at least US$ 40m.
• Good working knowledge of credit analysis.
• Strong presentation and PowerPoint skills.
• Must possess very good analytical skills.
• Must possess a high level of integrity.
• Ability to work independently, consult and clarify where necessary and make informed and firm decisions.
• Excellent interpersonal skills, with the ability to establish and develop relationships.
• Must be pro-active, a self-starter and have the ability to anticipate and advice on strengths, weaknesses, opportunities and threats.
• Ability to work through teams, deliver high quality work within deadlines, and to meet team objectives.
• Excellent communication skills both written and oral, including the ability to convey ideas and positions clearly.
• Strong numerical skills and financial acumen to analyse, evaluate and identify trends in complex consolidated financial statements, balance sheets and ratios.
• A sound understanding of cash – flow cycles pertaining to the industry being analysed.
• Good knowledge of trade finance practices and procedures.
• Good knowledge of cash management solutions.
• A thorough knowledge of multi-level products available to business banking customers (features & benefits) and pricing structures.
• A good knowledge of competitor offerings and structures.
• A strong working knowledge of the terms and conditions of multiple legal entities (companies, close corporations, sole proprietorships etc.). Negotiation skills.

QUALIFICATION:

• Bachelor’s degree in Finance, Marketing or other business related field from a wellrecognized institution.
• Other Professional courses will be an added advantage.

EXPERIENCE:

• At least 5 years proven working experience in Corporate Banking environment with
• exposure to Credit analysis, portolio management and relationship management
• preferably in Oil & Gas, Infrastructure, ICT, Telecoms and Manufacturing.

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JOB OBJECTIVE(S)

• To development policies and programmes for the identification, assessment, controlling, monitoring and reporting of operational and market risk inherent in products, processes, systems, policies and external events.
• To build strong risk management environment by providing advisory, decision support services to business units & strategic resources functions and develop a framework to constantly update the bank on its risk level with regulatory/banking laws.

DUTIES & RESPONSIBILITIES

• Develop, cascade and monitor the implementation of operational and market Risk
• Management plans/Activity plans in line with the overall bank strategy.
• Train, motivate and manage performance of the operational and market Risk
• Management team to enhance staff productivity thoroughly daily supervision of the team’s activities, feedback and provision of leadership in line with the HCM policies
• Act as the custodian for all bank policies (internal and external policies including regulatory and HCM policies) by developing and implementing mechanisms for updating, accessing and adhering (Including Trainings/sensitizations and communication) to internal, external and regulatory policies by all staff
• Collaborate with other Unit/departments Heads to develop and coordinate the implementation of Business Continuity plans across the Bank
• Develop and Implement structures/frameworks for population of losses/loss events and risk - based grading of Branches and SBUs which shall inform the deployment of resources, frequency of audit visits, and deployment of internal control personnel and determination of manning levels.
• Develop and Implement a timetable for the administration of control and risk self
• assessment questionnaire to the processes owners for the monitoring of risk with the
• established controls and policies in line with UBA policies
• Prepare, submit and present risk-based reports on various products, processes, activities, systems and external events to management and other relevant stakeholders including the Regulator and the Board.
• Develop and monitor the Implementation of Market and operational Risk monitoring plans to constantly update and monitor the Bank on its risk level with regulatory laws

 JOB DESCRIPTION

• Plan, coordinate and assess operational and market risk management activities in the bank to ensure that the Bank achieves its objectives of meeting Basel II requirements for internationally active banks.
• Develop and monitor the Implementation of structures for the establishment of risk appetite for the bank by setting of risk tolerance limits and key risk indicators in line the Policies
• Develop and monitor implementation of processes for the validation of processes mapped including risk identification, severity assessment, frequency of occurrence and controls documented.

KEY PERFORMANCE INDICATORS

• % age implementation of operational and Market Risk plans
• Staff productivity and engagement score/index including attrition rate
• 100% up-to-date, accessible and adhered to bank wide policies
• Acceptable Risk Management Audit score for internal, External and Regulatory Active and functional BCP plans
• Monthly /Timely reporting losses to management of presentation of Risk Learning points to EXCO
• Quarterly control and risk self assessment questions in products, processes, systems and activities in the entire Bank
• Quarterly presentation of Keys Risk Indicators (KRIs) reports for various products, processes, activities, systems, policies and external events to stakeholders
• Risk identification and control in new products, services and processes before such are deployed Bank-wide within 48 hours after receipt from the product owners
• Quarterly risk and control-based procedure, validations and manuals for the mapped processes
• Timeliness at preparing Quarterly Board Report
• Monthly EXCO Risk Management Status Reports.
• Acceptable Risk Management Audit score
• 100% bank compliance to risk regulatory laws/standards 

JOB REQUIREMENTS

Education

• Minimum education level: First degree (or equivalent) in Accounting, Banking & Finance or related discipline
• Postgraduate degree/MBA and/or Professional qualification in accounting e.g. CPA,ACA, ACCA desirable

Experience

• Minimum experience: At least 8 years banking experience; 5 years in leadership capacity

KEY COMPETENCY REQUIREMENTS

Knowledge

• Core Business Processes
• Industry Knowledge
• Banking Operations
• Business Risk Management
• Credit Analysis
• UBA banking structure, policies and procedures.
• Accounting and tax
• Local laws
• Data gathering and analysis
• Financial analysis

Skill/Competencies

• Professional disposition, Strategy formulation & Business Awareness, Creativity & Innovation, Resource Management, Delegation & Empowerment, Ability to Inspire & Manage
• Change, Analytical Thinking, Decision Making, Problem Solving, Diversity Management
• Interrogatory skills; Communication skills; Fraud
• Detection & Control; Internal Audit practice;
• Accounts Management; Analytical and
• Investigation Skills; Auditing Skills
• Accounting Skills; Comprehensive Banking
• Operations (Domestic and Foreign) Skills;
• Comprehensive Treasury skills