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  • Posted: Dec 6, 2017
    Deadline: Dec 11, 2017
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    Fanisi is a HR consulting and management company that guides enterprises in setting up management and development of their workforce. We support Small and Medium Enterprises to excel in improving the people component of their businesses and organizations by building human capital through developing employee related policies and practices, staff training and...
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    Credit Clerks

    Location: Nairobi, Kiambu and Nakuru

    Duties and Responsibilities

    • Process applications of individuals applying for loans and credit
    • Interview applicant to obtain personal and financial data and fills out application.
    • Obtain and compile copies of loan applicants' credit histories, financial statements, loan security documents and other financial information.
    • Analyze applicants' financial status, credit status, and undertake relevant evaluations to determine feasibility of granting loans.
    • Evaluate and advice on client’s ability to pay based on analysis of their finances.
    • Process approved loans for disbursement.
    • Undertake business and home visits to validate applications where need dictates.
    • Undertake data entry on approved loans.
    • Undertake timely valuation and renewal of contracts upon expiry.
    • Notifies customer by mail, telephone, or in person of acceptance or rejection of application.
    • Keeps record or files of credit transactions, deposits, and payments, and sends letters or confers with customers having delinquent accounts to make payment.

    Abilities, Skills and Qualifications

    • The ideal candidate must hold atleast a Diploma or Certificate in business studies, Co-operative Management /Credit Management or Banking from a recognized institution.
    • Atleast one year experience in credit management/loan processing will be a plus.
    • Computer literate with expertise in using ERP systems, office applications and outlook
    • Good communication & interpersonal skills.
    • Experience in the credit industry is a plus
    • Credit-Sales Representative (8) positions)

    Salary: 15K Retainer+ Commissions

    Duties and Responsibilities

    • Achieve maximum sales profitability, growth and account penetration within an assigned
    • Territory / or market segment by effectively selling loan products and other related company product.
    • Promote / sell / secure orders from existing and prospect customers.
    • Demonstrate products and services to existing/potential customers and assist them in selecting products that best suits their needs.
    • Improving visibility and brand image of the company by directly selling and promoting company products to the assigned markets.
    • Acquisition & customer portfolio management Marketing products and services on a daily basis to prospective customers
    • Building relationships with existing referral sources and cultivate new referral sources both internally and externally
    • Ensuring the best in terms of quality of sales.

    Abilities, Skills and Qualifications

    • Diploma or Certificate in sales & marketing, Credit Management or Banking from a recognized institution will be an added advantage.
    • Must have experience in sales or credit for at least 1 year in a financial institution.
    • Must have good understanding of credit policies.
    • Demonstrated aptitude for problem-solving; ability to determine solutions for customers.
    • Should be results-orientated, able to work both independently and in a team.
    • Should possess excellent verbal and written communication skills.
    • Proficiency in using Microsoft Office applications.
    • Computer literate with expertise in using ERP systems, office applications and outlook
    • Good communication & interpersonal skills.

    go to method of application »

    Credit-Sales Representative

    Locations: Nairobi, Kiambu and Nakuru

    Responsibilities

    • Achieve maximum sales profitability, growth and account penetration within an assigned Territory / or market segment by effectively selling loan products and other related company product.
    • Promote / sell / secure orders from existing and prospect customers.
    • Demonstrate products and services to existing/potential customers and assist them in selecting products that best suits their needs.
    • Improving visibility and brand image of the company by directly selling and promoting company products to the assigned markets.
    • Acquisition & customer portfolio management Marketing products and services on a daily basis to prospective customers
    • Building relationships with existing referral sources and cultivate new referral sources both internally and externally
    • Ensuring the best in terms of quality of sales.

    Qualifications

    • Diploma or Certificate in sales & marketing, Credit Management or Banking from a recognized institution will be an added advantage.
    • Must have experience in sales or credit for at least 1 year in a financial institution.
    • Must have good understanding of credit policies.
    • Demonstrated aptitude for problem-solving; ability to determine solutions for customers.
    • Should be results-orientated, able to work both independently and in a team.
    • Should possess excellent verbal and written communication skills.
    • Proficiency in using Microsoft Office applications.
    • Computer literate with expertise in using ERP systems, office applications and outlook
    • Good communication & interpersonal skills.

    Method of Application

    Interested candidates should ONLY attach their updated CV quoting the job title and location (E.g Credit Clerk-Nakuru) in the email subject to jobs@fanisi.net on or before 11th December 2017. Please ensure you clearly indicate your current/last salary on your CV only. Kindly DO NOT attach any other certificates/scanned documents to your application. Only those shortlisted will be contacted.

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