Jobs Career Advice Signup
X

Send this job to a friend

X

Did you notice an error or suspect this job is scam? Tell us.

  • Posted: Nov 5, 2017
    Deadline: Nov 10, 2017
    • @gmail.com
    • @yahoo.com
    • @outlook.com
  • Never pay for any CBT, test or assessment as part of any recruitment process. When in doubt, contact us

    Caritas Microfinance Bank is a licensed microfinance bank regulated by Central Bank of Kenya. Caritas MFB offers a full range of innovative and customized financial services with a special focus on the unbanked and underbanked. Its headquarters are located in the Nairobi CBD. Caritas MFB was formed to provide affordable, innovative and customized financia...
    Read more about this company

     

    Business Development

    Job Purpose

    Reporting to the Branch Manager, the successful candidates will be responsible for driving and delivering excellent business performance through aggressive marketing of Microfinance Bank products ensuring optimum productivity, high quality loan book, operation efficiency and outstanding relationship management.

    Job Responsibilities

    • Developing new business opportunities by proactively marketing for lending and /deposit opportunities from current & prospective clients
    • Aggressively market for new liability accounts in line with the given targets.
    • Spearhead the credit function of the branch by ensuring growth of high quality loan book as per targets.
    • Ensure that all conditions pertaining to disbursements are fulfilled prior to disbursement requests being processed.
    • Develop good customer loans/facilities proposals that comply with the banks credit administration standards and policy.
    • Review customer demands in the market and recommend products/ services that will enable the Microfinance Bank to compete in operations.
    • In liaison with Credit Administration, ensure timely renewal of insurance policies for assets charged as security and timely updates of valuation reports for properties charged as security for loans extended by the bank under personal portfolio.
    • Effective monitoring of loan repayments and mitigating risks related to defaults and periodically reviewing the loan portfolio to manage the PAR.
    • Ensures regulatory compliance and implementation of effective anti-money laundering procedures and controls.
    • Manage customer relations under personal portfolio and ensure lasting relations are established with all clients.
    • Appraise, review, validate and process applications in a timely manner.
    • Act as the Relationship Officer for Micro and SME customers in the branch and to work closely with the customers to the mutual benefit of both the customer and the bank for new business Cross – selling bank services {FDR, Salary processing, scheme loans}
    • Collection of market intelligence, information on local competition, products and levels of service.
    • Maintain good quality loan book by ensuring arrears on normal and watch accounts are collected promptly
    • Training of new and existing clients on the Bank’s products
    • To perform any other duty as assigned to them in line with the organization goals and objectives.

    Qualifications

    • Holder of bachelor’s degree in a business-related field. Professional banking qualifications will be added advantage.
    • Solid analytical skills and experience in credit appraisal, handling and resolving customer requests and queries.
    • Have strong communication and team building skills with ability to work with diverse teams.
    • Good understanding of prudential guidelines on KYC.
    • Must have a minimum of 4 years banking experience two of which should be in business development.

    Method of Application

    Applicants should send their application letters and detailed CVs to: recruitment@caritas-mfb.co.ke

    Kindly indicate the position title on the subject line when applying

    Closing date for application 10th November 2017

    Only shortlisted candidates will be contacted.

    Build your CV for free. Download in different templates.

  • Apply Now
  • Send your application

    View All Vacancies at Caritas MFB Back To Home

Subscribe to Job Alert

 

Join our happy subscribers

 
 
Send your application through

GmailGmail YahoomailYahoomail