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  • Posted: Jul 18, 2025
    Deadline: Not specified
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  • I&M Bank is a wholly owned subsidiary of I&M Holdings Limited, a publicly quoted company at the Nairobi Securities Exchange (NSE). The bank possesses a rich heritage in banking.
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    Assistant Manager - Credit Analyst, Retail Credit

    Roles & Responsibilities
    PURPOSE:

    •  To ensure and maintain a high-quality Retail Loan book by appraising and approval of Retail Clients’ applications in line with the bank’s policies, making recommendations to the approving authorities for timely decisions. 

    PRIMARY RESPONSIBILITIES:

    • Reviewing, analyzing, and vetting credit proposals and making recommendations to the approving authorities 
    • Ensure requisite documentation and checks are done prior to processing of the applications
    • Ensure all applications are processed within benchmarked turnaround times
    • Approvals within delegated authority
    • Exercise diligence, independence, and good judgement in credit decision to ensure quality Retail Credit portfolio
    • Identifying areas of weakness and risks in credit process and escalation these to team leader
    • Any other duties assigned from time to time

    QUALIFICATIONS AND COMPETENCIES REQUIREMENTS:

    Academic Qualifications

    • Bachelor’s degree in Business or a related field from a recognized Institution.
    • Professional Banking or Accountancy qualifications will be an added advantage

    Experience and Core Competencies

    • At least 5 years 2 of which should be in Retail Credit
    • Excellent knowledge of all Retail Banking products 
    • Excellent communication and interpersonal skills
    • Advanced financial risk analysis skills
    • Credit risk management skills
    • Excellent problem solving and decision-making skills 

    Check how your CV aligns with this job

    Method of Application

    Interested and qualified? Go to I&M Bank on imbank.myadrenalin.com to apply

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