Vacancies at I&M Bank

Roles & Responsibilities
JOB PURPOSE:

• To ensure and maintain a high-quality Retail Loan book by appraising and approval of Retail Clients’ applications in line with the bank’s policies, making recommendations to the approving authorities for timely decisions. 

PRIMARY RESPONSIBILITIES:

• Reviewing, analyzing, and assessing credit risk on credit proposals for both new and existing borrowers and making recommendations to the approving authorities.
• Exercise diligence, independence, and good judgement in credit decision to ensure quality Retail Credit portfolio
• Ensuring applications meet turnaround time benchmarks.
• Coordinate application movement process between branches and approving authorities.
• Enforcing compliance with the bank's credit policies in daily operations.
• Identifying and mitigating risks in the underwriting process and escalation these to team leader
• Participate in Training frontline staff on the loan applications process
• Guiding/advising branch staff, Relationship staff and DSEs on credit appraisal requirements for the credit products
• Other duties as assigned from time to time

Academic Qualifications

• Bachelor’s degree in business or a related field from a recognized Institution.
• Professional Banking or Accountancy qualifications will be an added advantage

Experience and Core Competencies

• At least 5 years’ experience, 1 of which should be in Retail Credit
• Knowledge of Retail Banking products 
• Excellent communication and interpersonal skills
• Advanced financial risk analysis skills
• Credit risk management skills
• Excellent problem solving and decision-making skills 
   

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Roles & Responsibilities
PURPOSE:

•  To ensure and maintain a high-quality Retail Loan book by appraising and approval of Retail Clients’ applications in line with the bank’s policies, making recommendations to the approving authorities for timely decisions. 

PRIMARY RESPONSIBILITIES:

• Reviewing, analyzing, and vetting credit proposals and making recommendations to the approving authorities 
• Ensure requisite documentation and checks are done prior to processing of the applications
• Ensure all applications are processed within benchmarked turnaround times
• Approvals within delegated authority
• Exercise diligence, independence, and good judgement in credit decision to ensure quality Retail Credit portfolio
• Identifying areas of weakness and risks in credit process and escalation these to team leader
• Any other duties assigned from time to time

QUALIFICATIONS AND COMPETENCIES REQUIREMENTS:

Academic Qualifications

• Bachelor’s degree in Business or a related field from a recognized Institution.
• Professional Banking or Accountancy qualifications will be an added advantage

Experience and Core Competencies

• At least 5 years 2 of which should be in Retail Credit
• Excellent knowledge of all Retail Banking products 
• Excellent communication and interpersonal skills
• Advanced financial risk analysis skills
• Credit risk management skills
• Excellent problem solving and decision-making skills 

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Job Description

• The job holder will be responsible for driving branch performance against key performance standards as communicated and agreed with the head of business segment in areas such as; Balance sheet growth (funded and non-funded lines) sales growth & income contribution, cost performance, credit management, employee satisfaction, customer experience & Operational risk & control management. 
• They are also responsible for providing the right leadership to branch staff and inculcate a high-performance culture at branch level.  

Roles & Responsibilities

Key Responsibilities

• Prospect for new business from new and existing clients.
• Prepare call reports with recommendations and submit them for approval.
• Drive branch business performance by achieving growth in performance parameters.
• Monitor branch sales performance and portfolio growth to meet targets.
• Identify business improvement opportunities and suggest service enhancements, product improvements, and process changes.
• Understand local business drivers impacting branch performance.
• Submit weekly activity reports including business acquired and customer issues.
• Analyze financial statements, assess credit requests, and present findings and recommendations to approvers.
• Manage collateral registration process and ensure timely securities perfection.
• Oversee excess drawings and loan arrears to maintain asset quality.
• Ensure branch service excellence through monitoring and resolution planning.
• Build a motivated branch team, ensure compliance, and monitor operational performance while maintaining high service standards.

Job Dimensions:

Financial Responsibility:

• Develop and Manage the Branch Budget

Job Specifications

Academic Qualifications

• Bachelor’s Degree in a Social Science or related field

Professional Qualifications / Membership to professional bodies/ Publication 

• Relevant professional qualification; 
• Member of a relevant professional body

Work Experience Required

• Over Ten (10) years’ relevant experience with over Three (3) years in management in a similar organization.

Competencies:

• Strong leadership skills
• Executive disposition
• Demonstrate high levels of integrity.
• Excellent communication and interpersonal skills 

go to method of application »

Job Description

• The job holder will be responsible for driving branch performance against key performance standards as communicated and agreed with the head of business segment in areas such as; Balance sheet growth (funded and non-funded lines) sales growth & income contribution, cost performance, credit management, employee satisfaction, customer experience & Operational risk & control management. 
• They are also responsible for providing the right leadership to branch staff and inculcate a high-performance culture at branch level.  

Roles & Responsibilities

Key Responsibilities

• Prospect for new business from new and existing clients.
• Prepare call reports with recommendations and submit them for approval.
• Drive branch business performance by achieving growth in performance parameters.
• Monitor branch sales performance and portfolio growth to meet targets.
• Identify business improvement opportunities and suggest service enhancements, product improvements, and process changes.
• Understand local business drivers impacting branch performance.
• Submit weekly activity reports including business acquired and customer issues.
• Analyze financial statements, assess credit requests, and present findings and recommendations to approvers.
• Manage collateral registration process and ensure timely securities perfection.
• Oversee excess drawings and loan arrears to maintain asset quality.
• Ensure branch service excellence through monitoring and resolution planning.
• Build a motivated branch team, ensure compliance, and monitor operational performance while maintaining high service standards.

Job Dimensions:

Financial Responsibility:

• Develop and Manage the Branch Budget

Job Specifications

Academic Qualifications

• Bachelor’s Degree in a Social Science or related field

Professional Qualifications / Membership to professional bodies/ Publication 

• Relevant professional qualification; 
• Member of a relevant professional body

Work Experience Required

• Over Ten (10) years’ relevant experience with over Three (3) years in management in a similar organization.

Competencies:

• Strong leadership skills
• Executive disposition
• Demonstrate high levels of integrity.
• Excellent communication and interpersonal skills 

go to method of application »

Job Description

• The job holder will be responsible for driving branch performance against key performance standards as communicated and agreed with the head of business segment in areas such as; Balance sheet growth (funded and non-funded lines) sales growth & income contribution, cost performance, credit management, employee satisfaction, customer experience & Operational risk & control management. 
• They are also responsible for providing the right leadership to branch staff and inculcate a high-performance culture at branch level.  

Roles & Responsibilities

Key Responsibilities

• Prospect for new business from new and existing clients.
• Prepare call reports with recommendations and submit them for approval.
• Drive branch business performance by achieving growth in performance parameters.
• Monitor branch sales performance and portfolio growth to meet targets.
• Identify business improvement opportunities and suggest service enhancements, product improvements, and process changes.
• Understand local business drivers impacting branch performance.
• Submit weekly activity reports including business acquired and customer issues.
• Analyze financial statements, assess credit requests, and present findings and recommendations to approvers.
• Manage collateral registration process and ensure timely securities perfection.
• Oversee excess drawings and loan arrears to maintain asset quality.
• Ensure branch service excellence through monitoring and resolution planning.
• Build a motivated branch team, ensure compliance, and monitor operational performance while maintaining high service standards.

Job Dimensions:

Financial Responsibility:

• Develop and Manage the Branch Budget

Job Specifications

Academic Qualifications

• Bachelor’s Degree in a Social Science or related field

Professional Qualifications / Membership to professional bodies/ Publication 

• Relevant professional qualification; 
• Member of a relevant professional body

Work Experience Required

• Over Ten (10) years’ relevant experience with over Three (3) years in management in a similar organization.

Competencies:

• Strong leadership skills
• Executive disposition
• Demonstrate high levels of integrity.
• Excellent communication and interpersonal skills 

go to method of application »

Job Description

• The job holder will be responsible for driving branch performance against key performance standards as communicated and agreed with the head of business segment in areas such as; Balance sheet growth (funded and non-funded lines) sales growth & income contribution, cost performance, credit management, employee satisfaction, customer experience & Operational risk & control management. 
• They are also responsible for providing the right leadership to branch staff and inculcate a high-performance culture at branch level.  

Roles & Responsibilities

Key Responsibilities

• Prospect for new business from new and existing clients.
• Prepare call reports with recommendations and submit them for approval.
• Drive branch business performance by achieving growth in performance parameters.
• Monitor branch sales performance and portfolio growth to meet targets.
• Identify business improvement opportunities and suggest service enhancements, product improvements, and process changes.
• Understand local business drivers impacting branch performance.
• Submit weekly activity reports including business acquired and customer issues.
• Analyze financial statements, assess credit requests, and present findings and recommendations to approvers.
• Manage collateral registration process and ensure timely securities perfection.
• Oversee excess drawings and loan arrears to maintain asset quality.
• Ensure branch service excellence through monitoring and resolution planning.
• Build a motivated branch team, ensure compliance, and monitor operational performance while maintaining high service standards.

Job Dimensions:

Financial Responsibility:

• Develop and Manage the Branch Budget

Job Specifications

Academic Qualifications

• Bachelor’s Degree in a Social Science or related field

Professional Qualifications / Membership to professional bodies/ Publication 

• Relevant professional qualification; 
• Member of a relevant professional body

Work Experience Required

• Over Ten (10) years’ relevant experience with over Three (3) years in management in a similar organization.

Competencies:

• Strong leadership skills
• Executive disposition
• Demonstrate high levels of integrity.
• Excellent communication and interpersonal skills 

go to method of application »

Job Description

• The job holder will be responsible for driving branch performance against key performance standards as communicated and agreed with the head of business segment in areas such as; Balance sheet growth (funded and non-funded lines) sales growth & income contribution, cost performance, credit management, employee satisfaction, customer experience & Operational risk & control management. 
• They are also responsible for providing the right leadership to branch staff and inculcate a high-performance culture at branch level.  

Roles & Responsibilities

Key Responsibilities

• Prospect for new business from new and existing clients.
• Prepare call reports with recommendations and submit them for approval.
• Drive branch business performance by achieving growth in performance parameters.
• Monitor branch sales performance and portfolio growth to meet targets.
• Identify business improvement opportunities and suggest service enhancements, product improvements, and process changes.
• Understand local business drivers impacting branch performance.
• Submit weekly activity reports including business acquired and customer issues.
• Analyze financial statements, assess credit requests, and present findings and recommendations to approvers.
• Manage collateral registration process and ensure timely securities perfection.
• Oversee excess drawings and loan arrears to maintain asset quality.
• Ensure branch service excellence through monitoring and resolution planning.
• Build a motivated branch team, ensure compliance, and monitor operational performance while maintaining high service standards.

Job Dimensions:

Financial Responsibility:

• Develop and Manage the Branch Budget

Job Specifications

Academic Qualifications

• Bachelor’s Degree in a Social Science or related field

Professional Qualifications / Membership to professional bodies/ Publication 

• Relevant professional qualification; 
• Member of a relevant professional body

Work Experience Required

• Over Ten (10) years’ relevant experience with over Three (3) years in management in a similar organization.

Competencies:

• Strong leadership skills
• Executive disposition
• Demonstrate high levels of integrity.
• Excellent communication and interpersonal skills 

go to method of application »

Job Description

• The job holder will be responsible for driving branch performance against key performance standards as communicated and agreed with the head of business segment in areas such as; Balance sheet growth (funded and non-funded lines) sales growth & income contribution, cost performance, credit management, employee satisfaction, customer experience & Operational risk & control management. 
• They are also responsible for providing the right leadership to branch staff and inculcate a high-performance culture at branch level.  

Roles & Responsibilities

Key Responsibilities

• Prospect for new business from new and existing clients.
• Prepare call reports with recommendations and submit them for approval.
• Drive branch business performance by achieving growth in performance parameters.
• Monitor branch sales performance and portfolio growth to meet targets.
• Identify business improvement opportunities and suggest service enhancements, product improvements, and process changes.
• Understand local business drivers impacting branch performance.
• Submit weekly activity reports including business acquired and customer issues.
• Analyze financial statements, assess credit requests, and present findings and recommendations to approvers.
• Manage collateral registration process and ensure timely securities perfection.
• Oversee excess drawings and loan arrears to maintain asset quality.
• Ensure branch service excellence through monitoring and resolution planning.
• Build a motivated branch team, ensure compliance, and monitor operational performance while maintaining high service standards.

Job Dimensions:

Financial Responsibility:

• Develop and Manage the Branch Budget

Job Specifications

Academic Qualifications

• Bachelor’s Degree in a Social Science or related field

Professional Qualifications / Membership to professional bodies/ Publication 

• Relevant professional qualification; 
• Member of a relevant professional body

Work Experience Required

• Over Ten (10) years’ relevant experience with over Three (3) years in management in a similar organization.

Competencies:

• Strong leadership skills
• Executive disposition
• Demonstrate high levels of integrity.
• Excellent communication and interpersonal skills