Business Development Officer at Granary Capital Limited

Reporting to                  : Branch Manager

Other Relationships      : Marketing, Credit, Customer Service, HR, Finance & IT

Job Description Summary

• You will be responsible for managing business development in a designated territory;
• Gaining new clients as well as maintaining existing ones, development of new loans, prompts
• Payment of loans, design and implement control measures and monitoring plans for compliance and operation risk management.

Roles and Responsibilities

• Development of new loan with a weekly target Achieve volume and Value targets in order to contribute to the overall goals of the MFI.
• Building a sound relationship with company business partners, vendors and Customers.
• Creating new business opportunities( seek new clients)
• Loan assessment, appraisals and approvals
• Develop a good marketing plan for the company’s products and business.
• Ensure prompt loan repayments’ and recoveries.
• Creation of financial projections for growth and profitability.
• Track and analyze micro finance & economic trends and make any recommendation to the MFI
• Analyze applicant’s financial status, credit and property evaluations to determine feasibility of granting loans.
• Review and update credit/loan files
• Liaison with other service providers
• Gathering marketing intelligence
• Analyze potential loan markets and develop referral networks in order to locate loans.

Minimum qualifications, experience & competencies required:

• Diploma in a business related field.
• Good negotiation skills
• Ability to maintain confidentiality, tact and discretion when dealing with people and records.
• High integrity and dependability.
• Ability to build and maintain productive working relationships in a multi-functional environment.
• Strong presentation skills including excellent oral communication skills, passion to make yourself understood and engaging in a pleasant way.