Corporate Health Underwriting Associate at Britam

Job Purpose:

Providing assistance to the Medical Underwriting Team leader in implementing the underwriting philosophy.

Key Responsibilities:

• Implement underwriting philosophy, strategy, process and guidelines for medical insurance business to ensure. profitability and achievement of the set loss ratio targets.
• Analyse proposed risks and make decisions to accept or reject.
• Determine the rates and terms to charge.
• Ensure risk survey recommendations are communicated in time and follow up implementation.
• Ensure underwriters comply to the company credit policy. 
• Manage company records and ensure proper filing of client information both manual and electronic.
• Delegated Authority:  As per the approved Delegated Authority Matrix.
• Perform any other duties as may be assigned from time to time.

Key Performance Measures:

• As described in your Personal Score Card.

Knowledge, Experience and Qualifications required:

• Bachelor’s degree (insurance option preferred).
• Progress in Professional qualification in Insurance (ACII, FLMI or IIK).
• 2-4 years’ experience in medical.

Technical/ Functional competencies:

• Knowledge of insurance regulatory requirements.
• Knowledge of insurance products.
• Sales and marketing management skills.