Credit Analyst at Mogo Finance

What you will do:

• Authenticate documentation presented for all credit applications. ​
• Ensure compliance with the company’s credit rules & procedures.​
• Appraisal of customer loan applications and making recommendations.
• Ensure all applicants are advised on the fate of applications within a reasonable time​.
• Active participation in Credit Committee​.
• Analyze applicant’s financial status and credit histories to determine the feasibility of granting loans​.
• Communicate all changes regarding the credit rules and procedures to the sales staff​.
• Any other duty that may be assigned​.
• To evaluate, review and approve boda boda credit applications to determine if borrowers meet the set criteria as per the rules.  
• To ensure that credit appraisals and all documentation are properly collected, processed and filed as required 
• To ensure prompt feedback and closure of all boda boda credit applications 
• To ensure loan facilities are released on time 
• Establishing a risk management culture that promotes good analysis, judgment, flexibility and a balance between risk and reward 

What you will need:

• Diploma/ Degree in B.com- Finance option or related field.​
• 2+ experience as a Credit Analyst.
• Excellent communication and interpersonal skills.​
• Strong analytical & problem-solving skills.​
• Excellent knowledge of record-keeping.​
• Ability to adapt quickly and work independently.​
• Fluent in English and Swahili.​