Microcredit Officer at Kenya Union Of Savings & Credit Co-operative Limited

Key Responsibilities

• Recruit and train selected microfinance groups about available products and services.
• Disburse loans to identified groups in a time-efficient manner and ensure that loan payments are made promptly as well.
• Receive potential clients and conduct an initial assessment and assist clients in completing applications for the necessary approvals.
• Put in place mechanisms for managing Loan portfolio to ensure a healthy loan book at all times.
• Advise on areas of improvement either on policy or procedural issues.
• Attend weekly group meetings to monitor groups operations to keep abreast of all the activities.
• Sell SACCO products to current and potential customers to ensure profitability.
• Maintain a healthy loan book for the Microfinance clients by ensuring timely mobilization and repayment of facilities.
• Compile and submit timely and reliable credit reports.
• Analyze potential loan markets and develop referral networks in order to prospect for loans.
• Handle customer complaints and take appropriate action to resolve them Necessary Qualifications and Skills:

Miniumum Qualifications:

• Bachelor’s Degree in any of the following disciplines: Marketing, Business Administration/
• Management, Cooperative Management or Entrepreneurship.
• Professional Qualifications in Credit Management, Accounting, Marketing, OR related fields will be an added advantage

Skills and Desired Qualities:

• Must have excellent communication skills, both oral and written.
• Ability to work without supervision and possess excellent leadership skills.
• A good knowledge of the micro-finance industry trends and practices.
• Good analytical and report writing skills.
• Must be a self-starter and possess excellent presentation skills.
• Meets the requirements of Chapter Six of the Constitution.

Experience:

• A minimum of three (3) years practical experience as Microcredit Officer in a licensed deposit-taking SACCO or financial institution.