Officer – Credit Administration at Rafiki Microfinance Bank

JOB DESCRIPTION

• Ensure collateral perfection before loan disbursement/drawdown in compliance with the banks policies, procedures and guidelines.
• Preparation and tracking of collateral insurance renewal, valuations and motor vehicle tracking devices.
• Loan sanction and disbursement of facility that have met pre-disbursement terms and conditions.
• Loan booking in the core banking system.
• Loan processing and credit administration transactions in the core banking system as advised.
• Security Discharge upon successful loan clearance.
• Daily and Monthly CRB reports updates.
• Preparations of letters of offer, notification, instruction and undertaking letters.
• Issuance of Pre- listing and Post listing notices for clients in default.
• Generation, preparation and submission of credit reports such as: Disbursement reports, collateral reports.
• Any other official duty that may be assigned from time to time.

KNOWLEDGE, SKILLS AND EXPERIENCE REQUIRED FOR THIS ROLE

• Bachelor’s degree in business a related field.
• 1-2 years Working experience.
• Analytical skills.
• Organizing and planning skills.
• Interpersonal skills.
• Confidentiality.
• Integrity.
• Attention to details.