Senior Manager, Credit Relationship at Old Mutual Kenya

Job Description

• Working closely with the Head of Credit, he/she will ensure all retail loan applications are verified with the employers to confirm the authenticity and ability, retail MOU reviews, relationship and PAR management.
• Ensure all retail loan applications are verified with the employers to confirm the authenticity and ability.
• Ensure that deduction data advice forms are submitted to the relevant employers and that all loans are fully recovered in order to maintain a quality portfolio.
• Ensure that payment schedules are collected from relevant employers in time to facilitate loan recovery for all disbursed loans.
• Ensure that reconciliation of payments received and the expected installments is up to date for all retail loans.
• Ensure that all posting schedules for payments have been received and handed over to Credit MIS for processing. Ensure that all retail relations are well maintained for smooth process flow.
• Review all existing retail relationships and making recommendations to the management to aid quality retail lending.
• Follow up with the branches to ensure fulfillment of ALL Retail MOU sanction conditions and other covenants prior to disbursement of the facilities.
• Recommend policy reviews for customer service and risk management improvement based on experiences and industry trends.
• Ensure that the quality of retail loan book is maintained within set targets.
• Prepare periodic reports on performance of the retail loan book.
• Ensure the team cohesively works to deliver expected objectives.
• Do any other duties that may be assigned by the Management.

Education

• Bachelor of Commerce (BCom): Commerce (Required)

Closing Date: 24 June 2022