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  • Posted: Apr 23, 2021
    Deadline: May 5, 2021
  • As the voice and lobbyists for Savings and Credit Cooperatives in Kenya, we at KUSCCO have been at the forefront of efforts to form and develop strong and viable SACCOs. Our key roles at KUSCCO - as the umbrella body for SACCOs - are mainly advocacy and representation. In addition, we offer SACCOs and other cooperatives financial and technical assistance,...
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    Business Development Manager

    Job Reference Number: PF-BDM-21/4/21

    Terms: Three year contract renewable based on performance

    Reports To: CEO

    Job Purpose

    Responsible for growing and diversifying business with a view to increasing income, growing deposits, loans and membership in order to secure the future growth and viability of the society.


    • Developing and implementing business growth strategies and plans
    • Managing and retaining relationships with existing clients
    • Conduct research to identify new markets and customer needs
    • Implement strategies for Increasing client base in accordance with the strategic plan
    • Management of the Sacco product portfolio including developing new products and value proposition
    • Developing business proposals to potential clients and other strategic partners.
    • Initiating discussions and negotiating with stakeholders in regard to new business initiatives and stakeholder satisfaction.
    • Identifying, mapping and responding to strengths, weaknesses, opportunities and threats in the operating environment that may affect implementation of strategic initiatives.
    • Researching business opportunities and viable income streams
    • Advising the CEO on appropriate responses to industry trends locally and internationally
    • Reporting on business growth successes and areas needing improvements
    • Develop new staff into effective sales persons.

    Qualifications and Experience

    • Bachelor’s Degree in Business, economics or Finance.
    • MBA or Post Graduate qualifications as an added advantage.
    • Professional Qualifications in marketing.
    • 5 years working experience at a senior level in a Financial Institution and preferably within the co-operative movement
    • Membership of relevant professional bodies e.g. Marketing Society of Kenya e


    • 30 Years of age and above.
    • Good analytical, communication, organizational and interpersonal skills
    • High degree of integrity
    • Excellent selling, cross-selling and relationship management skill
    • Strategic thinking and results orie
    • Track record of good management and development skills.
    • Orientation towards business growth and development.

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    Debt Recovery Officer

    Job Reference Number: PF-DR-21/4/21

    Employment terms: One year renewable contract based on performance

    Reports To: Credit Manager

    Job Purpose

    • To ensure that all approved and disbursed loans are fully repaid as per the agreed terms and conditions to prevent loss to the society due to non-repayment.
    • To manage non-performing loans to preserve capital.

    Duties and Responsibilities

    • Monitoring society’s portfolio at risk and ensuring a performing loan book
    • Ensuring timely preparation and release of demand notices to members whose loans are overdue.
    • Aggressively follow up on non-performing loans
    • Preparation of monthly and quarterly reports on debt recovery
    • Managing all the securities registers and monitor the status of available securities.
    • Discharging securities where respective members have cleared their loans as per laid down procedures.
    • Extracting, confirming and transmitting CRB information to licensed Credit Reference


    • Manage storage and sale of repossessed collaterals
    • Assigning members’ loan accounts in default to debt collectors.
    • Liaise and monitor the execution of the recovery exercise by the third parties involved including auctioneers, lawyers and debt collectors
    • Responding to members’ queries and complaints.
    • Undertaking field visits for recovery activities
    • Champion credit information sharing as may be required
    • Follow up legal cases where recovery action is challenged in court
    • Monitor and regulate the debt collection costs within the approved limits
    • Ensure the recovery exercise fully complies with the statutory regulations and guidelines;
    • Perform any other duties as may be assigned from time to time

    Minimum Academic and Professional Qualifications

    • Minimum of Bachelor’s degree in Finance or Accounting or any business-related field.
    • Qualifications in Credit Management/Debt Collection will be a definite advantage
    • A member in good standing of a relevant professional body.
    • Minimum of 3 years’ experience in debt collection within the financial service industry

    Knowledge and Attributes

    • 28 Years of age and above.
    •   Fully conversant with lending in the Kenyan business environment
    • Excellent negotiation and communication skill
    • Experience in working with targets and strict deadlines.
    • Good planning, analytical and monitoring skills.
    • Proficiency in computer applications

    go to method of application »

    Credit Manager

    Job Reference Number: PF-CM-21/4/21

    Employment Terms: Three contract renewable based on performance

    Reports To; CEO

    Direct Reports: Credit Administrator

    Job Purpose:

    Oversee the growth of the Society’s loan portfolio while ensuring quality and health of the loan book is maintained.

    Key Responsibilities

    • Putting in place and implementing effective credit management, monitoring, collection and recovery strategies.
    • Champion development and review of loan products.
    • Generate loan reports to the CEO for presentation to the board.
    • Identifying, assessing, and evaluating risk areas in recovery and making appropriate recommendations.
    • Manage delinquent accounts to ensure that the Sacco complies with regulatory requirements.
    • Implement and maintain a suitable credit management information system
    • Manage the daily operations of the credit department in an efficient and effective manner. viii.   Develop, review and implement the Sacco’s credit policy.
    • Ensure proper security perfection, documentation and custody.
    • Ensure loan applications are reviewed and approved in line with the credit policy and the service charte
    • Ensure timely disbursement of approved loans in liaison with finance department
    • Preforming other duties as may be assigned from time to time.


    • Bachelor’s Degree in Finance, Accounting, Banking, credit management or any other related.
    • Professional qualifications in Credit Management (Certified Credit Professional)
    • Diploma in cooperative management is an added advantage,
    • Minimum of 3 years’ relevant experience in credit administration or loan management gained from working at management level in a financial institution


    • 30 years of age and above
    • Orientation towards risk management
    • Excellent communication and interpersonal skills. iv.          Good negotiation skills
    • Be of exemplary integrity and honesty vi.     Financial analysis skills
    • Analytical and critical thinking skills
    • Be decisive and possess quick judgment skills ix.   Possess excellent business writing skills

    Method of Application

    Only online applications are being accepted and can be submitted by following a two step process as follows:

    Fill in the form on the link
    Send your CV to our email [email protected]
    Applications should be received on or before 5th May 2021 and MUST clearly state the job reference number as the subject and addressed to:

    The Manager
    Research & Consultancy Department
    KUSCCO Limited, P.O. BOX 28403-00200,

    Only shortlisted candidates will be contacted.

    Note: Never pay for any training, certificate, assessment, or testing to the recruiter.

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