Corporate Credit Analyst at Equity Bank Kenya

Description

Reporting to the General Manager, Corporate Credit Risk, the successful candidate will be responsible for: -

• Active relationship management of existing clients.
• Preparation of Corporate Credit proposals for clients from different sectors.
• Credit Monitoring and control to ensure asset quality of the corporate portfolio.
• Support the Relationship Managers by accompanying them on site visits to client’s premises to ensure 360 view of client business.

Key Duties & Responsibilities

• Interaction with different departments and stakeholders as part of the corporate credit process, on a local and regional scale.
• Assessment and monitoring of Credit Risk according to Regulatory and Internal risk policies on a portfolio of corporate credit clients.
• Preparation of written Credit Proposals combining financials analysis with sectorial information to support Credit Committee Decisions regarding the client’s risk of default, credit rating and adequacy of the proposed financing.
• Advisory services and matching customer needs to available bank products.
• Industry analysis - Keeping up to date on key issues and trends within the industry.
• Preparation of various reports according to the corporate needs from time to time.
• Coordination with various departments like credit, treasury, trade finance etc. for delivery of seamless service to client

Qualifications

• Excellent written/verbal communication skills in English (mandatory)
• Detail and results oriented with a solid knowledge of financial analysis
• Efficient organizational and planning capacities
• Critical yet objective analysis of applications to achieve a balanced sense of risk
• Problem solving and strong negotiation skills
• Passionate, highly self - motivated and creative team player
• Demonstrate an ability to build and manage relationships and influence various stakeholders
• Adept at generating strong team spirit through energetic, flexible and dynamic personality

Work Experience and Qualification:

• Seasoned banker with over 5 years in the bank in a similar role
• An under-graduate degree from a well-recognized university in a business related field. Relevant certifications are an added advantage