Food & Agriculture Relationship Officers at Equity Bank Kenya

Job Purpose: 

Reporting to the Branch Relationship Manager, Relationship Officer F&A shall be based at the Branch. He/she will be responsible for overseeing the growth of a High-Quality Asset Portfolio within F&A. He is responsible of customer acquisition, facilitation of loan application and appraisal, presentation of the loan requests to the Branch Credit Committee and forwarding the loan request to Head office Credit Risk for approval.

The Relationship officers will have a dotted reporting line to the General manager F&A Head Of F&A Retail Banking, Head of F&A SME and corporate Banking, and Regional Managers.

Key Duties and Responsibilities:

• Mobilizing deposits and growth of the loan book to grow the Bank’s portfolio.
• Manage the portfolio quality of the various customers under their portfolio.
• Growing customer numbers/base
• Ensure the Sector’s policies and procedures are adhered to.
• Identifying customer potential and credit worthiness and preparing credit proposals in compliance with the Bank’s credit and lending policy
• Growth of the loan book by marketing to new and existing customers.
• Relationship management of both customers and institutions.
• Customer and Institutional appraisal.
• Quality Customer Service.
• Advising farmers and the bank on technical aspects.
• Supporting the various branch operations.

Qualifications

• Bachelors degree ( or equivalent)  in Agricultural related studies from a well-recognized University/institution 
• Minimum KSCE mean grade C+
• Previous experience in a similar working environment will be an added advantage

Desired Knowledge, Skills and Abilities

• Self-motivated.
• Strong interpersonal skills.
• Confident and outgoing.
• Ability to analyze and solve problems.
• Ability to work with minimum supervision.
• Commitment to working with Agriculture based segment of the population.

Closing: 18 June 2022