Head Corporate and Business Banking Credit at KCB Bank Kenya

Job Description

• Lead and Direct Department Team to support growth of Corporate and Business Lending whilst minimizing Credit Loss in line with the Bank’s Objectives.
• Develop and execute the annual departmental plan and budget within approved limits  
• Develop and maintain Business Continuity, Risk and Compliance Management Controls for Department measured in Audit Rating, Closure of audit findings.
• Relationship Management of internal and external stakeholders of the Corporate and Business Banking Credit department at all levels of engagement. . 
• Development of or the implementation of Corporate and Business Banking Credit Operations standards, regulatory or industry determined procedures, staff work measures, Credit TAT and other service level agreements 
• Responsible for quality and efficient appraisal and decision making on Corporate and Business Banking credit requests measured in Credit TAT, Early Vintage into Delinquency/NPL, Migration to NPL p.a., NPL ratio, etc., 
• Advise and recommend on possible solutions and way forward on (complex) Corporate & Business Banking credit matters. 
• Exercise a delegated discretion diligently to ensure high standards of credit quality and growth in the Corporate and Business Banking lending book. 
• Contribute in continuous development, implementation and management of Bank’s Credit Policy, Credit Manual and Credit processes to achieve higher efficiencies and productivity. 
• Maintain and continuously enhance capacity by developing self and the team through training, mentoring customer visits, Industry Papers and Performance Management.

REQUIREMENTS

Academic & Professional Qualifications

Education   

•  Bachelor’s Degree Business Related 
• Professional Qualifications  AKIB/CIB, CAF, CPA(K), ACCA  
• Master’s Degree  Business Related 

Work Experience

• Total Minimum No of Years Experience Required    10

Detail    Minimum No of Years    Need Type5

• 10 years experience in General credit management
• 8 years experience in Corporate Credit Analysis with lending discretion authority (KES. 300 million and above) 
• 8 years experience in SME Credit analysis with lending discretion authority
• 8 years experience in General banking
• 8 years experience in Corporate or Business Relationship management
• 8 years experience in Stakeholder management
• 8 years experience in People management
• 4 years experience in Credit portfolio administration
• 4 years experience in Debt recovery