Micro Credit Officer (1 Position) at Kenya Union Of Savings & Credit Co-operative Limited

Job Reference No. MCO/003/2022

QUALIFICATIONS

• Minimum C+ in KCSE or Equivalent
• Diploma in Cooperatives Management (must)
• Bachelor’s Degree in any of the following disciplines: Marketing, Business Administration/Management, Cooperative Management or Entrepreneurship.
• Professional Qualifications in Credit Management, Accounting, Marketing, OR related fields will be an added advantage

EXPERIENCE

• At least three years’ work experience preferably in SACCOs/Banking/ Microfinance or Insurance.

SKILLS REQUIRED

• Passion and commitment to quality service performance;
• Ability to work/communicate with various customer segments such as farmers, business persons, employed and professionals.
• Excellent training, leadership and management skills.
• Excellent organizational skills and attention to detail.
• Ability to prioritize tasks, delegating when appropriate.

ROLES AND RESPONSIBILITIES

• In charge of growth and quality of micro-credit sector at organization level
• Monitoring the micro credit portfolio on trends and warning signs.
• Ensure that the branches are proactive and effective in monitoring the micro-credit portfolio
• Enhancement of pre-loan and post loan approval compliance
• Ensure implementation of overall micro-credit strategies as well as enhancement of credit policy compliance.
• Ensure compliance of micro-credit guidelines by the Sacco.
• Analyzing the micro-credit segment products and availing reports.
• ause marketing in the branches to recruit more members and groups to the Sacco
• Reviewing and analyzing the clients credit risk status and offering expert advice to the credit department and other relevant officers.
• Causing loan monitoring and risk management with aim of avoiding credit defaulters and interest suspension.
• Stay abreast on new types of loans and other financial services and products in order to better meet members’ needs.
• Ensuring safe custody of the micro-credit documents and items from the branches.
• Any other duty assigned by superiors from time to time.