Sales Officer (Microfinance) at Peoplelink Consultants Ltd

Responsibilities

• Carry out Customer Mobilization. You shall undertake aggressive marketing and outreach activities and be responsible for cross selling financial products offered by the company. In addition, acquaint customers with products, approval policies, and all terms and conditions of accessing loans from the company.
• Assist clients in completion of loan applications, preparing loan analysis, recommendations, presenting the recommendations to the Branch Credit
• Committee, and ensuring that all pre-disbursement conditions are fulfilled.
• Appraise diligently and thoroughly loan applications received from individuals or companies.
• Investigate and assess the applicant's background and in particular their character creditworthiness, and credit history as per records held by credit reference bureaus.
• Verify all particulars contained in the application form.
• Check and evaluate the particulars and financial projections of the repayment source.
• Ensure that all applications are evaluated and submitted to the Credit Committee promptly and not later than two days from the date of application.
• Ensure that security documentation is complete and duly perfected, properly executed, and realizable as guided by the company credit policy.
• Carry out any other duties and assignments as may be directed by your supervisor from time to time.

Requirements

• Advanced diploma or degree
• At least three years experience in sales working with a financial institution.