Job Openings at HF Group

Principle Accountabilities

Perfection of Securities 

• Preparation & reviewing the draft security documents received from external lawyers and also supervising the review of security documents to ensure quality, uniformity and enforceability
• Manage communication of legal matters and more particularly those related to the Credit, Project Finance and /or all lending products/functions.
• Coordinating the perfection of Bank security documents prepared by the Bank’s external advocates and ensuring completion within the SLA timelines from the date of issuance of instructions to completion
• Reviewing the registered security documents to ensure proper registration and giving the disbursements go-ahead via a disbursement certificate/checklist
• To perform legal advisory to the Business from time to time to ensure that legal risks are identified, legal implications are analysed for prudent decision making.
• Updating of the system with details of security held
• Forwarding the original security documents to Legal for Safe Custody unit for lodgement.
• Follow-up to conclusion of securities pending with advocates and update of the relevant report to be shared with Business.

Credit Administration

• Ensure timely Issuance of instructions to External Advocates for to commence conveyance.
• Validate all approval conditions before release of instructions to advocates.
• Ensure accurate and complete system updates within area of control or each role assigned.
• Ensure compliance with both internal and external regulatory requirements.
• Ensure proper document filing within area of control.
• Timely and accurate preparation, submission of management reports as assigned.
• Any other duties as may be assigned.

Analytics & Reporting

• Prepare /update reports for Credit department and Early Watch Committee

Key Competencies and Skills

• Knowledge of the provisions of the Companies Act, the Banking act, Central Bank of Kenya Act , the Capital Markets Authority Act, the Retirement Benefits Authority Act and all the relevant laws & statutes affecting the Company's Operations and amendments thereof from time to time.
• Knowledge of the Company's Products & Services
• Comprehensive knowledge of bank’s laid-down Lending policies and procedures relating to all areas under control. 
• Knowledge and understanding of facility documentation. 
• Thorough knowledge of the products and services applicable to the bank and the local market/s. 
• Knowledge of the Code of Banking Practice.  
• Knowledge of risk management and credit principles, including an understanding of the terms and conditions of sanction. 
• Knowledge of Credit procedures, systems and processes. 
• Has demonstrated skills required to effectively perform credit admin and security documentation tasks in a manner that consistently achieves high quality standards or benchmarks.
• Demonstrated expertise and in-depth knowledge of the local banking industry, banking services, credit process and banking products.
• Evidenced knowledge and understanding of the current banking and financial services operating environment, trends, and practice, related regulatory and governance guidelines and requirement, and applicable laws.

Minimum Qualifications, Knowledge and Experience

• Bachelor’s degree in Law from a recognized institution; and
• Diploma of Law from the Kenya School of Law.
• Advocate of the High Court of Kenya.
• Minimum of 5 years’ experience in a busy firm or financial entity, 3 of which must be in a Banking institution handling Credit and Legal documentation.

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Principle Accountabilities

• Drive Team set targets through customer growth and retention across all lines; Tills, Digital Integrations, CTO, lending, NFI and balance sheet growth.
• Tills and Merchants mobilization- sales pitching and market activations.
• Plan, drive and monitor the Team sales strategies through segment focus, customer focus needs-based selling
• Develop and refine Teams sales toolkits, client materials and training to reflect the various target proposition
• Performance Management- Run daily, weekly and monthly reviews with the sales staff to ensure the Teams are constantly engaged and ahead of targets
• Cost management and Revenue Generation
• People management
• Implement effective HR standards and strategies, manage succession plan, and retain key talent, constant discipline in performance management
• Manage the sales staff by providing ongoing individual coaching and training to assure ensure achievement of sales goals, member retention and deepening member relationships
• Continuous review & appraisal of sales staff performance and immediate corrective action.
• Ensure sales staff are motivated for maximum productivity
• Cultivate a team culture that enhances support for each other to ensure overall productivity.
• Arrange, conduct or recommend appropriate training for your Team to enable them carry out their duties effectively & efficiently.
• Ensure discipline and adherence to staff code of ethics by sales staff.
• Ensure planned leave schedule & execution for branch sales staff.
• Implement processes to prevent mis-selling, misrepresentation, fraud and adherence to customer data confidentiality principles
• Ensure the Team adhere to all KYC guidelines and procedures, comply with local regulatory requirements, reflect best practices
• Ensure the team comply with all applicable money laundering prevention procedures and, in particular, report any suspicious activity to the Unit Money Laundering Prevention Officer

Key Competencies and Skills

• Excellent written and oral communication skills.
• Excellent interpersonal skills with the ability to effectively work with individuals and groups at all organization levels; ability to work independently and as part of a team.
• Excellent customer service skills with the ability to respond to inquiries or complaints effectively and timely.
• Ability to take initiative and prioritize tasks; good time-management, organization, problem-prevention and problem-solving skills.
• Basic analytical ability with active listening skills.
• Ability to work accurately with close attention to detail; must have eye for details, strong ability to scrutinize and examine.
• Ability to maintain confidentiality of sensitive information.
• Willingness to adapt to changing business needs and deadlines.
• Computer/IT skills, including knowledge of Microsoft office applications e.g. Word; Excel; PowerPoint etc.
• General knowledge in banking processes.

Minimum Qualifications, Knowledge and Experience

• A Degree in a business-related field from a recognized institution.
• Minimum of 3 years’ experience in sales management within the Banking Industry
• Demonstrate knowledge of banking operations