Job Opportunities at Tsenda

Key Responsibilities:

Credit Evaluation and Approval:

• Review and assess credit applications submitted by clients for import financing.
• Analyze financial documents, including income statements, bank statements, and credit histories, to determine creditworthiness.
• Ensure that all credit applications comply with internal credit policies and financial regulations.

Risk Assessment:

• Conduct thorough credit risk assessments for prospective clients, evaluating potential risks and mitigation strategies.
• Recommend appropriate credit limits and terms based on client profiles and risk evaluations.

Loan Disbursement Coordination:

• Work closely with the Finance and Operations teams to facilitate the disbursement of approved loans for asset financing.
• Ensure that all documentation, collateral, and guarantees are in place before loan disbursement.

Client Communication and Support:

• Communicate credit terms and decisions to clients in a clear and professional manner.
• Guide clients through the loan application and approval process, answering any questions or concerns.
• Maintain strong client relationships by providing ongoing support and assistance with credit-related inquiries.

Credit Monitoring and Collection:

• Monitor active loans to ensure timely repayment and adherence to credit terms.
• Identify and address potential credit issues or late payments, working with clients to develop repayment plans if necessary.
• Assist with collections processes for overdue accounts, working closely with the Finance team to mitigate credit losses.

Reporting and Documentation:

• Maintain accurate and up-to-date credit records and documentation for all clients.
• Prepare regular reports on credit activity, loan performance, and risk exposure for senior management.

Qualifications:

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field.
• 2+ years of experience in credit analysis, loan processing, or credit risk management, preferably in asset financing or banking.
• Strong understanding of financial analysis, credit risk assessment, and loan processing.
• Familiarity with credit regulations, loan products, and collateral management.

Skills:

Analytical Thinking:

• Strong financial and analytical skills with the ability to evaluate credit applications and make sound decisions.

Communication:

• Excellent communication skills, both written and verbal, with the ability to explain credit terms and processes clearly to clients.

Attention to Detail:

• Highly detail-oriented and organized, ensuring accuracy in credit evaluation and loan documentation.

Problem-Solving Skills:

• Ability to identify potential credit risks and develop solutions to mitigate them.

Team Collaboration:

• Ability to work effectively with internal teams, including Finance, Operations, and Sales, to ensure smooth credit processes.

Preferred Experience:

• Experience in asset financing, particularly for vehicles, healthcare equipment, or other high-value assets.
• Familiarity with MPESA and other mobile payment systems.
• Experience in loan management software and Microsoft Office (Excel, Word, etc.).

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Key Responsibilities:

Executive Support:

• Provide comprehensive support to the CEO, managing their calendar, scheduling meetings, and handling travel arrangements.
• Assist in the preparation of executive reports, presentations, and business proposals.
• Handle confidential information with discretion and ensure smooth day-to-day office operations.

Industry Research and Insights:

• Conduct research on automotive and healthcare industry equipments trends, importation processes, and financial services relevant to Tsenda’s business.
• Keep up-to-date with industry news, providing the CEO with regular briefings and insights.

Client and Stakeholder Interaction:

• Act as a liaison between the CEO and internal teams, clients, and external stakeholders, ensuring seamless communication and follow-up.
• Prepare and manage executive-level communications, ensuring professionalism and clarity in all interactions.

Presentation and Communication:

• Assist in creating visually appealing and informative presentations for internal meetings and external client pitches.
• Provide creative input into presentations, marketing materials, and communications that align with Tsenda’s brand image.

Creative and Graphic Design Support (Added Advantage):

• Support marketing and communication efforts by creating basic graphics and visuals for social media posts, presentations, and other business materials.
• Contribute creative ideas for enhancing Tsenda’s brand presence across different platforms.

Administrative and Coordination Duties:

• Manage daily office administration, ensuring smooth operation of office activities.
• Coordinate with external service providers, vendors, and suppliers for imports, financial services, and other business operations.

Event and Project Coordination:

• Assist in planning and organizing company events, meetings, and business projects.
• Handle coordination for client events, vehicle deliveries, and healthcare industry equipments demonstrations.

Qualifications:

• Bachelor’s degree in Business Administration, Journalism, Communications, or related field.
• 2+ years of experience as an Executive Assistant or similar role.
• Strong knowledge of the automotive industry, healthcare industry equipments, importation processes, and financial services is highly desirable.
• Proficient in Microsoft Office (Word, Excel, PowerPoint), Google Workspace, and presentation tools.
• Hands-on experience with graphic design tools (e.g., Canva, Adobe Creative Suite) is a plus.

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Role Overview

As a Sales Executive within the Import Finance Division, your primary role is to engage prospective clients, understand their financing needs, and present customized solutions that align with our value proposition. You’ll work closely with individuals, businesses, and institutions, offering them our unique import financing services.

Success in this role will involve

• driving revenue growth,
• building strong client relationships,
• and contributing to the division’s expansion.

Key Responsibilities

• Actively identify, prospect, and onboard new clients who require import financing for motor vehicles and healthcare equipment.
• Understand the specific needs of clients and craft financing proposals that match their objectives.
• Generate leads through networking, referrals, industry events, and digital outreach.
• Build and maintain a robust sales pipeline, following up diligently to convert prospects into clients.
• Deliver persuasive presentations and proposals, highlighting the benefits of our import financing solutions.
• Meet and exceed monthly, quarterly, and annual sales targets.
• Collaborate with the marketing team to support promotional activities and customer engagement efforts.
• Stay updated on market trends, competitor offerings, and industry developments to remain competitive.
• Maintain accurate records of sales activities, client interactions, and progress using CRM software.

Qualifications and Skills

Education:

• Bachelor’s degree in Business, Sales, Marketing, or a related field.

Experience:

• Proven success in a sales role within financial services, automotive, or healthcare sectors.

Sales Expertise:

• Strong understanding of financing products and value-based selling strategies.

Communication Skills:

• Excellent verbal and written communication skills with strong negotiation abilities.

Customer Focus:

• Ability to build and sustain relationships with diverse client profiles.

Self-Motivation:

• Driven, goal-oriented, and capable of working independently.

Tech Savvy:

• Proficiency in CRM tools, sales management software, and Microsoft Office Suite.

Adaptability:

• Ability to thrive in a fast-paced, evolving market environment.