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  • Posted: Sep 16, 2023
    Deadline: Sep 23, 2023
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    Housing Finance Company of Kenya was incorporated as the premier mortgage Finance Institution in Kenya licensed under the Banking Act with the CDC and the GoK owning 60% and 40% respectively.

    Housing Finance started operations with the main objective of implementing the government’s policy of promoting thrift and home ownership by lending ...
    Read more about this company

     

    Team Leader - Bancassurance

    Principle Accountabilities
    Business planning and growth

    • Drive achievement of set targets through customer growth and retention across all lines
    • Plan, drive and monitor the Banca sales strategies through segment focus, customer focus needs-based selling
    • Develop and refine sales toolkits, client materials and training to reflect the various target proposition
    • Performance Management: Run daily, weekly and monthly reviews with the sales staff to ensure the Teams are constantly engaged and ahead of targets
    • Cost management and Revenue Generation
    • People management
    • Implement effective HR standards and strategies, manage succession plan, and retain key talent, constant discipline in performance management
    • Motivate, Coach and Energize the sales staff positively to deliver the best results
    • Engage the team in constant Training to address training needs, implement training road maps to ensure an engaged Team

    Operational risk controls and procedures.

    • Implement processes to prevent mis-selling, misrepresentation, fraud and adherence to customer data confidentiality principles
    • Ensure the team adheres to all KYC guidelines and procedures, comply with local regulatory requirements, reflect best practices
    • Ensure the team complies with all applicable money laundering prevention procedures and, in particular, report any suspicious activity to the Principal Officer
    • Tracking and monitoring of TAT for the segment and working with stakeholders to ensure targets are met

    People Management & administration:

    • Manage the sales staff by providing ongoing individual coaching and training to assure ensure achievement of sales goals, member retention and deepening member relationships.
    • Continuous review & appraisal of sales staff performance and immediate corrective action.
    • Ensure sales staff are motivated for maximum productivity
    • Cultivate a team culture that enhances support for each other to ensure overall productivity.
    • Arrange, conduct or recommend appropriate training for branch staff to enable them carry out their duties effectively & efficiently.
    • Ensure discipline and adherence to staff code of ethics by sales staff.
    • Ensure planned leave schedule & execution for branch sales staff.

    Operational risk controls and procedures.

    • Implement processes to prevent mis-selling, misrepresentation, fraud and adherence to customer data confidentiality principles
    • Ensure the Team adheres to all KYC guidelines and procedures, complies with local regulatory requirements, and reflects best practices
    • Ensure the team comply with all applicable money laundering prevention procedures and, in particular, report any suspicious activity to the Unit Money Laundering Prevention Officer
    • Tracking and monitoring of TAT and errors for sales staff and working with stakeholders to ensure targets are met

    Key Competencies and Skills
    Technical Competencies:

    • Computer/IT skills, including knowledge of Microsoft office applications e.g. Word; Excel; PowerPoint etc.
    • General knowledge in banking processes.

    General Competencies:

    • Excellent written and oral communication skills.
    • Excellent interpersonal skills with the ability to effectively work with individuals and groups at all organization levels; ability to work independently and as part of a team.
    • Excellent customer service skills with the ability to respond to inquiries or complaints effectively and timely.
    • Ability to take initiative and prioritize tasks; good time-management, organization, problem-prevention and problem-solving skills.
    • Basic analytical ability with active listening skills.
    • Ability to work accurately with close attention to detail; must have eye for details, strong ability to scrutinize and examine.
    • Ability to maintain confidentiality of sensitive information.
    • Willingness to adapt to changing business needs and deadlines. 

    Minimum Qualifications, Knowledge and Experience
    Education:

    • Bachelor’s degree
    • Certificate of Proficiency

    Experience: 

    • Minimum of 3 years’ experience in sales management within the Insurance Industry
    • Demonstrate knowledge of Insurance operations
    • Problem solving and analytical skills
    • Demonstrate integrity and ethical standards
    • Attentive to details  

    go to method of application »

    Credit Control Officer

    Principle Accountabilities
    PRIMARY RESPONSIBILITIES:

    •  Ensuring correct debtor balances in the system
    •  Issuing statements to customers
    •  Daily reconciliation of production and Debtors reports.
    •  Assisting in generating production and debtors’ reports
    •  Assisting in reconciling aged debtors and individual accounts
    •  Monthly reconciliation of account balances in our system with those of underwriters
    •  Responding to queries and complaints in liaison with bancassurance team
    •  Ensuring adherence to credit policy/s
    •  Assisting in facilitating debt collection through frontline staff, debt collectors and underwriters’ credit control team
    •  Payment instruments management (Cheque, IPF’s , DDAs etc)  Assisting in processing insurance premium payment schedules
    •  Assisting in reconciling statutory returns and taxes.
    •  Any other duties allocated from to time.

    Key Competencies and Skills
    Skills and Attributes

    • Good communication and presentation skills;
    • Knowledge of regulations by AKI and IRA;
    • Knowledge of ERP systems and related technologies;
    • Ability to work under pressure;
    • Good planning and organizational skills; and
    • Excellent report writing skills.

    Minimum Qualifications, Knowledge and Experience
    Academic Qualification

    • Bachelor’s Degree in a Business-related field or its equivalent from a recognized institution.                                                                                                                             

     Professional Qualifications

    • CPA/ACCA or its equivalent from a recognized institution.

    Experience

    • Minimum of one (1) year relevant experience. 

    go to method of application »

    Direct Sales Representative - Bancassurance

    Principle Accountabilities

    Responsibilities

    • Present, promote and sell products to existing and prospective customers
    • Establish, develop, and maintain positive business and customer relationships
    • Reach out to customer leads through cold calling and continuously improve through feedback.
    • Expedite the resolution of customer problems and complaints to maximize satisfaction
    • Deliver the agreed upon sales targets and outcomes within agreed timelines.
    • Coordinate sales effort/activations with team members and other departments
    • Analyze the territory/market’s potential, track sales and status reports
    • Supply management with reports on customer needs, problems, interests, competitive activities and potential for new products and services.
    • Keep abreast of best practices and promotional trends.
    •  Any other duties as may be assigned from time to time. 

    Key Competencies and Skills

    Education: 

    • Business/Insurance related Diploma. 

    Professional:

    • Certificate of proficiency in Insurance (COP).

    Experience:  

    • 1 year’s sales experience.

    Skills and Attributes

    • Excellent communication and interpersonal skills.
    • Excellent planning and organization skills.
    • Ability to work under pressure.
    • Excellent problem solving and decision-making skills.
    • Knowledgeable with industry’s rules and regulations.
    • Results driven and customer focused.
    • Basic understanding of the insurance industry and products.

    Minimum Qualifications, Knowledge and Experience

    Requirements

    • Proven work experience as a sales representative
    • Excellent knowledge of MS office
    • Highly motivated and target driven with a proven track record in sales
    • Excellent selling, communication and negotiation skills
    • Prioritizing, time management and organizational skills
    • Ability to create and deliver presentations tailored to the audience needs
    • Relationship management skills and openness to feedback 
    • Certificate of proficiency in Insurance (COP). ACII or AIIK or progress towards the same will be an added advantage. 

    Method of Application

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