Credit Administrator at Bayes

Job Purpose:

• Organizing and executing the company’s Credit Administration activities including Legal Implementation, Disbursements, Collateral Management, Credit Files Management and Legal Collections.

Key Responsibilities

Credit (80%)

• Analyze a loan applicant’s credit score to determine their credit risk and ability to pay back the loan and Interest
• Managing the entire credit process
• Managing data for credit transactions and write reports on the credit administration process.
• Evaluating the creditworthiness of potential customers, creating credit scoring models, approving and rejecting loans, negotiating payment terms, and updating the company’s credit policy.

Clients Administration (15%)

• To facilitate New Clients On boarding, Documentation Creation and Maintenance in the system
• To ensure proper relationship Management and Execution of all Contracts

Reporting & Compliance  (5%)

• Submission of Daily, Weekly, Monthly & Quarterly Reports on Perfomance Of The Loan Portfolio against set KPIs.
• Ensure Full Compliance to Credit policy and report on any Breaches.
• Report on any Fraud incident and Build Processes & Procedures to Ensure such Incidents Do not Reoccur

Customers of this Position

• Bayes Clients
• BAYES Internal Staff

Knowledge, Skills and Experience required for this Role

• Degree from an accredited Institution preferably in Business related course.
• Min 5 Years’ Experience in similar role or in Credit Management
• Team Player With Excellent interpersonal and Selling skills
• Good planning and organization skills
• Ability to work under pressure and with minimum supervision
• Experience in relationship Management be an added advantage