Careers at Imarika DT Sacco

Job Purpose

• The position is responsible for overseeing the MSCA activity across the SACCO, monitoring growth, savings mobilization, lending, recoveries and management of default and the loan portfolio at large.

Key Responsibilities

Supervision

• Oversee the performance of MSCA Field officers/ Agents and their productivity
• Set and review Annual targets for the supervised staff
• .Receiving, verification and reviewing daily performance reports

Business Development

• Market MSCA and SME products to the target members
• Deposits mobilisation from MSCA members
• Loan portfolio growth: -Appraisal & disbursement of loans
• Develop new products intended for new markets.

Qualifications

• Bachelor’s degree in business management, Administration, Finance and Accounting, BCom or Business degree Related Course from a recognised institution.
• Professional Qualifications / Membership to professional bodies
• Credit management certification i.e. Certified Credit Profession (CCP)-An added advantage
• Previous relevant work experience required.
• 5 years relevant work experience.
• Valid Motorcycle riding License- (an added advantage)

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Key Responsibilities

• Responsible for daily routine activities including approval of daily operational transactions such as loans, advances, account opening, intra and inter account transfers, mobile banking/pin resets, dormancy activation, member changes and ATM linking, account closures, readmissions and any other operational activities at that level
• Supervises the opening and closure of branch ensuring availability of guards and armed security
• Implements the branch strategic activities as defined in the business plan (income and expenditure, growth and PAR management)
• Keeping custody and Monitoring of liquidity levels, cash flows and replenishment where necessary to the treasury, cashiers and petty cash
• Conducting periodic checks through cash counts for tellers, mpesa, Petty cash an treasury

Qualifications

• Bachelor’s degree in business related course (finance, accounting, banking option)
• Professional Qualifications / Membership to professional bodies CPA (K)
• Previous relevant work experience required.
• 5 years of relevant experience in branch accounting and financial roles.