Job Vacancies at Northwave Credit Ltd

Duties and Description

The Sales Loan Officer duties include but not limited to compliance and adherence to laid down policies.

• Client outreach and promotion of Northwave Credit Limited products in order to achieve agreed sales targets.
• Marketing of company products in and out of the office to bring on board more potential clients
• Excellent customer service to maintain good relationships
• To ensure that loan application forms are dully filled properly and ensuring all attachments required are availed.
• To report to management to advice on progress and any challenges you may be facing.
• Performing any other duties assigned by management.

Skills and Competencies

• Passion for sales
• Positive attitude.
• Ability to learn fast and adapt to new environments.
• Honest
• Good communication and negotiation skills
• Ability to work under pressure with minimal supervision.

Minimum Qualifications

• Applicants must be aged 20 years and above
• Must have good understanding of credit policies
• Must have at least a minimum of a certificate in a business related course
• Must have experience in sales for at least 1 year in a financial institution

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Job Description

• Reviewing any agreement conducted, before it is being finally signed by the senior management even with clients, suppliers or out sourcing institutions
• Reviewing all banking products and procedures, before being finally approved by the senior management.
• approving credit for potential clients and continuing lines of credit for current clients
• Working with other members of a financial team
• valuate credit processing and approval
• make changes to ensure the financial stability of the organization
• Advising and sourcing longer-term financing
• Management of company’s cash flow
• Bookkeeping

Minimum Qualifications

• Bachelor’s degree in finance
• Minimum 5 years commercial banking experience or similar including experience as manager of loan and credit operations in a moderate sized financial institution
• Excellent written and verbal communication skills
• Strong decision making, financial and analytical skills
• Customer service and team collaboration abilities

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Job Details

• Assist Managers in Sales Strategy Development
• Keep Informed of New Products and Services
• Recruit, Train, and Coach the Sales Team
• Delegate Tasks and Set Deadlines
• Set Sales Targets and Motivate Sales Team
• Prepare Sales Reports

Minimum Qualifications

• Sales Industry Experience
• Leadership and Motivation Skills
• Customer Service
• Communication skills

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Job Details

• Meet with Applicants to Determine Loan Needs
• Gather Loan Information Based on Specific Loan Needs
• Analyze and Verify Applicant Financial Information
• Explain Different Loan Options Available to Applicants
• Present Approval and Rejection Decisions to Management
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans

Minimum Qualifications

• Proven work experience as a Credit Officer, Loan Officer or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Strong analytical skills
• Customer service experience