Ongoing Recruitment at Kenya Commercial Bank Limited - 5 Positions

Reporting to the Director, Corporate Banking, the position will be responsible for the strategic leadership and management of the Institutional Banking Unit profitability and business growth whilst maintaining high level of customer satisfaction. The position will primarily drive the liability side of the business.

The position shall be responsible for deposit mobilization from the Corporate and Institutional Banking customer base, Government Bodies, International organizations, Financial Institutions and Non-Banking Financial Institutions.

Responsibilities 

• To implement the Institutional Banking strategy in line with the overall Corporate Banking Strategy to ensure achievement of profitability targets through revenue maximization and prudent cost management.
• Drive sustainable growth of the Liability business through the delivery of innovative and customized solutions to meet the specific requirements of customers and prospects.
• To build and maintain productive and strategic relations/partnerships with Customers/Government/ Suppliers/ Treasury/ Sector Heads/ Relationship Managers/ other Stakeholders to drive the development and delivery of Liability business solutions and revenue growth for the specific sectors or portfolio.
• Ensure strong cross- selling of existing and new products to existing and new clients; and in this process, maintain effective liaison with all relevant Business Units in the Bank.
• Champion the delivery of consistent, seamless and trusted customer service to ensure customer retention and loyalty.
• Provide input required to the Asset and Liability Management Committee and actively ensure adherence to guidelines.
• Manage a relationship team to deliver on the Unit’s financial and performance targets.
• Maintain a detailed and current understanding of the industry; (at a macro, sector specific, current market structures; regulatory requirements and issues) ensuring that opportunities are realized and the risks mitigated.
• Ensure timely submission of quality Credit proposals in conformity with the Credit Policy guidelines and requirements.
• Ensure timely preparation of relevant reports and daily monitoring of accounts to ensure facilities have accurate interest rates within the approved limits, and taking remedial actions in line with Policy.
• Ensure compliance to the Bank’s policies, procedures and regulatory requirements.
• Lead, motivate, and continuously develop a credible high performing Institutional Banking team.

Qualifications

• University degree in a Business related field from an institution recognized by the Commission for Higher Education.
• Master’s degree in Finance or any Business related field will be an added advantage.
• Professional qualification in CPA, ACCA, CFA or AKIB will be an added advantage
• Minimum of 8 years general Banking experience of which one must have had 6 years’ experience in a Senior Management position within Institutional Banking covering:
  • Relationship Management / Customer Service
  • Financial Analysis and Business Performance Management
  • Product Development and Portfolio Management
  • Credit Management,
  • Transactional Banking and Product Services
• Minimum of 4 years’ experience in Project Management
• Demonstrated consistent high performance in role(s) held in the last three years.
• Thorough knowledge of Corporate Banking Products & Services with extensive Banking Industry knowledge.
• Excellent interpersonal, and negotiation skills with the ability to network, generate new business and develop strong business relations.
• Strong leadership skills with demonstrated competences in championing high performance management.
• A good understanding of Risk, Compliance policies and procedures.

The above positions are demanding roles for which the Bank will provide a competitive remuneration package to the successful candidates.

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MobiGrow is a partnership Program between the KCB Group and the MasterCard Foundation (MCF). It is an innovative 5 Year program targeting Smallholder Farmers (SHFs), Pastoralists, Farmers Producer Organizations (FPOs), Agro dealers, Processors, Off takers and any actors in the various Agricultural Value Chains in Kenya and Rwanda. The principal objective of the project is to enhance financial inclusion and improved livelihood status of the agricultural community

Reporting to the Finance Manager, the jobholder will support MobiGrow Program at Country and Regional levels in Financial planning, Budgetary control, Cost Control and reporting. Monitor Spend by Country/Program level highlighting areas that need attention, ensuring budget spend by each funder (Partner MCF and KCB) is accurate and producing relevant timely and accurate financial reports.

Responsibilities 

• Costs Control: provide leadership for budget preparation, formulation, presentation and execution as per proposal while entailing direct funding as well as in kind funding.
• Grant/ Fund Management: financial oversight of the successful implementation of the Fund/Grant ensuring partner compliance, contractual obligations and accurate and quality financial reporting.
• Budgetary Formulation: work with the Program Team in preparation of yearly budget realignments/revisions.
• Consolidate the quarterly, midterm and annual country and program budgets as per requirements of the Program.
• Work with Program Managers and Head of the program to evaluate the performance of the Program.
• Reporting: generate Ad-hoc reports for overview of the financial status of Program as a whole, showing spend to date, variances hence advising Program Managers on correct course of action.
• Internal Audit Support: work in collaboration with Finance and Administration Manager to monitor and review accounting and related system reports for accuracy and completeness; report to the Program managers accordingly providing an overview of the financial status of all program operations.

Qualifications

• University Degree in a Business related field from a University recognized by Commission for Higher Education. 
• Masters in a relevant field will be an added advantage.
• Fully qualified Accountant (CPA, ACCA, ACA or equivalent).
• At least 4 years experience in Financial Management, Planning and Reporting.
• At least 3 years experience in managing Donor / Partner Funded budgets; preferably the MasterCard Foundation Program budget will be an added advantage.
• Sound knowledge of the financial industry, Accounting principles and regulatory guidelines.
• Excellent planning, problem solving and analytical skills.
• Strong attention to detail; excellent report writing skills.
• Knowledge and hands on experience in office automation tools.

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Reporting to the Head, Transport & Telecommunication, the position will be the principal contact between the designated portfolio of the Sector’s Corporate Customers and the Bank in order to drive business, manage Sector profitability growth and maximize revenue. This position will involve the management of Client relationships to deliver products and services.

Responsibilities 

• Implement the Transport & Telecommunication Sector strategy in line with the overall Corporate Banking Strategy to ensure achievement of profitability targets through revenue maximization and prudent cost management.
• Drive sustainable growth through the delivery of innovative and customized financial solutions to meet identified customer needs.
• Build and maintain productive and strategic relations with customers/ suppliers/ line manager/ stakeholders to drive the development and delivery of business solutions and revenue growth for the specific sectors or portfolio.
• Ensure strong cross- selling of existing and new products to existing and new clients; and in this process maintain effective liaison with all relevant business units in the Bank.
• Champion the delivery of consistent, seamless and trusted customer service to ensure customer retention and loyalty.
• Maintain detailed and current understanding of the industry (at a macro, sector specific, current market structures; regulatory requirements and issues) ensuring that opportunities are realized and the risks mitigated.
• Ensure timely submission of quality credit proposals in conformity with the Credit Policy guidelines and requirements.
• Maintain the quality of assigned portfolio within stipulated Non-Performing Loans (NPL) and Portfolio at Risk (PAR) parameters.
• Ensure timely preparation of relevant reports and daily monitoring of accounts to ensure facilities have accurate interest rates within approved limits and taking remedial actions, in line with Policy.
• Ensure compliance to the Bank’s policies, procedures and regulatory requirements.
• Lead, motivate, and continuously develop a credible high performing team.

Qualifications

• University degree in a Business related field from an institution recognized by the Commission for Higher Education.
• Master’s degree in Finance or any Business related field will be an added advantage.
• Professional qualification in CPA, ACCA, CFA or AKIB will be an added advantage
• Minimum of 8 years Corporate Banking experience of which one must have had 5 years experience covering:
  • Relationship Management / Customer Service
  • Financial Analysis and Business Performance Management
  • Product Development and Portfolio Management
  • Asset Based Financing
  • Credit Management
  • Trade Finance
  • Transactional Banking and Product Services
• Minimum of 3 years experience in Project Management
• Demonstrated consistent high performance in role(s) held in the last three years.
• Thorough knowledge of Corporate Banking Products & Services with extensive Banking Industry knowledge.
• Excellent interpersonal, and negotiation skills with the ability to network, generate new business and develop strong business relations.
• Strong leadership skills with demonstrated competences in championing high performance management.
• A good understanding of Risk, Compliance policies and procedures.

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Department Description

Preparation of reports for use bythe banking regulator and the users in the business for effective credit administration

Brief Description

• Preparationof regulatory reports CBK reporting and for internal use by management.
• Verificationof data before reporting.
• Supervisionof staff reporting under the MI section

Detailed Description

• Investigate loans and advances contract set up issues and follow through to successful resolution, noting to improve all stakeholders; this applies to all loans and advances;
• Submit fully analyzed exception reports, noting to evaluate findings, trends, problems and making necessary recommendations for appropriate action
• Develop initiatives for simplifying administration of loans and advances and embrace the digital banking initiates.
  
  

Job Requirements

• A University degree from an institution recognized by the Commission for University Education.
• Morethan 2 years’ Experience of extraction of data from data warehouse using sql.
• Possession of a Degree or Diploma, certificate in IT or in any quantitative [Accounting, Mathematics,economics, physics, statistics etc] fields is an added advantage.
• Minimum 2 years’ experience in Credit reporting or credit administration in a credit function.
• Ability to communicate clearly and concisely, both orally and in writing.
• Good interpersonal skills.
• Mustpossess sound knowledge of Bank systems T24, Credit quest, DWH.

Additional Details

• Goodinterpersonal skills.
• Mustpossess sound knowledge of Bank systems T24, Credit quest, DWH.
• Possess excellent analytical skills, be open-minded and have the ability to identify problems and provide easy and simple solutions
• Must possess the ability to work effectively under pressure and meet tight deadlines without fail.
• Have passion and commitment for excellence.
• have a good reputation as a Team player.
• Willingnessto learn, be coachable.

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Brief Description

The primary role of the Digital Channels Manager is to lead and coordinate the banks mobile and other emerging channels initiatives. The manager must demonstrate a strong understanding of and high regard for the Digital channels – mobile and other emerging channels – as a business delivery channel for the Bank's corporate and retail customers as well as for online merchant services. The position requires someone with experience and expertise in mobile and internet based financial systems technologies as well as SMS and USSD connectivity. The person should have a good grasp of emerging channel technologies and applications and convergence of mobile and internet channels.

Detailed Description

KEY RESPONSIBILITIES:

• Provide technical support for existing mobile and implementation of related projects.
• Keep track of user issues and oversee their prompt resolution.
• Following established change management practices by ensuring that they are well tested and are rolled out in a manner that adheres to established business processes.
• Continuously analyze user requirements to develop and provide solutions
• Routine system administration and management
• Maintain up to date system and user documentation
• Ensure compliance of SLAs by system vendors.
• Develop real time online reports and monitoring tools to be able to track internet / mobile banking and internet acquiring system uptime and performance.
• Continual Service Improvement by recommending and implementing upgrades or changes to the mobile & internet solutions for increased performance, security or business benefits.
• Develop subject matter expert knowledge of Mobile, eCommerce and other payment banking technologies.
• Develop Business Continuity plans for both mobile channel solutions.
• Support Channel space with Network connectivity design

Job Requirements

For the above position, the successful applicant have the following minimum requirements:

• A Bachelor's degree in IT related field.
• Professional IT qualifications in one or more of the following: ITIL, Linux, Prince2, programming, DB Administration.
• A minimum of 4 years' experience in a relevant IT field; including at least 3 years’ experience in support of Mobile, Internet and agency banking technologies.
• Knowledge of IT Banking Systems Implementation & Capabilities.
• Knowledge of Database management systems , solutions and administration.
• Knowledge of networking technologies and solutions will be an added advantage